Banking in Spanish: Accounts, ATMs, and Transactions
Banks aren't exactly fun in any language, but they're a lot more stressful when you don't know the vocabulary. Whether you're living abroad or just traveling and need to handle some money stuff, these are the Spanish banking terms and phrases that'll keep you from standing there looking lost.
Opening an Account
If you're staying in a Spanish-speaking country for more than a quick visit, you'll probably want a local bank account. Here's the vocabulary you need to walk in and get set up without too much confusion.
In many Latin American countries, banks require a comprobante de domicilio (proof of address) that's less than three months old. A utility bill or rental contract usually works. Ask ahead so you don't make two trips.
At the ATM
ATM screens in Spanish-speaking countries aren't always bilingual. Knowing these words means you won't accidentally hit the wrong button and wonder where your money went.
Learn from Your Home Screen
Vocabito puts Spanish words on your Home Screen with pronunciation, example sentences, and audio — so you learn without even opening the app.
Common Transactions
Beyond the ATM, there are transactions you'll need to handle at the counter or through online banking. These cover the most common things people actually do with their money.
Practice These Words in Vocabito
Flashcards, widgets, and daily reminders to make Spanish stick.
Useful Banking Phrases
When you're actually at the bank talking to someone, these are the sentences that'll get you through the interaction. They cover everything from asking about your balance to dealing with problems.
Frequently Asked Questions
How do you say "bank account" in Spanish?
A bank account is la cuenta bancaria. A checking account is la cuenta corriente and a savings account is la cuenta de ahorros. To open one, you'd say "Quiero abrir una cuenta."
What is the Spanish word for ATM?
The ATM is el cajero automático, often shortened to just el cajero. In some countries you'll also hear el cajero used for the bank teller (the person), so context matters.
How do you ask about fees at a Spanish bank?
Ask "¿Tiene comisiones esta cuenta?" (Does this account have fees?) or "¿Cuánto cobran por transferencias?" (How much do you charge for transfers?). The word for fees/commissions is las comisiones.
Can I open a bank account in a Spanish-speaking country as a foreigner?
Requirements vary by country. Generally you'll need your passport (el pasaporte), proof of address (el comprobante de domicilio), and sometimes a tax ID number. Ask the bank: "¿Qué documentos necesito para abrir una cuenta?"